Vantage Point

The secret of buying LIC Money Back Policy
Money back policy from LIC is a popular insurance policy, as it provides life coverage during the term of the policy and the maturity benefits are paid in installments by way of survival benefits in every 5 years. But, we try to avoid taking higher sized policy due to the incremental increase in monthly premium rate, although we are capable of paying this small additional amount.

Retirement allocation - Down the ages
You’ve probably read umpteen articles on retirement planning an so on so forth. So another one probably will have nothing new to add. No this is not so. Retirement portfolios have to be made with different perspectives depending upon the age of the investor.

Your Asset Allocation reflects you!
As an individual you go through different circumstances and situations in your life. How you react to different situations and the decisions you take, will give shape to your future. As an investor, the most important decision you take, concerns the overall structure of your portfolio—how will the portfolio be divided among the major investment categories.

Credit Cards - Go for the right one
We have a range of more than 50 cards from different banks on offer in the market. There are credit cards out there designed for every kind of person. In such a scenario owning a credit card is a must, but before you take a decision there are many criteria to be considered.

LIC - Corporation Bank - Will the gamble pay?
The Mangalore-based Corporation Bank Ltd firmed up ties with state owned Life Insurance Corporation. The initial euphoria apart, on the flip side, there is an insurance monolith known for its lethargic ways of functioning, on one hand, while on the other, there is a government-owned bank, but as nimble as a private genre player. Would one expect the marriage to have a happy ending?

Ethical Flavour in MFs
The concept of a socially responsible fund was hitherto unknown to Indian investors. Ethical funds, as they are popularly called, cater to the need of a population segment with personal ethical codes, which are not in line with normal investment practices. These funds consider environmental, social and animal cruelty issues before investing in a company.

Who wants to be a millionaire?
No, this is not a sequel to the US soap opera, "Who wants to be a millionaire". We are talking about the real world. It's a case of Money.. Money.. and Money. The only thing that everybody would love to have in excess is Money.