Special features
Here, in this section, get to know about special service offerings by different leading
banks in India.
Citi Bank- Suvidha
Standard Charterd Bank- 2-in-1 Account
HDFC Bank- Mobile
Banking
ICICI Bank- bank@campus
Citi
Bank- Suvidha
Citibank Suvidha has been designed to set you free from
the limitations of an ordinary savings bank account. It provides you with a range of
unmatched conveniences that keep your money in your control, at all times.No longer will
you have to depend on banking hours. Or be troubled by banking holidays, queues or tokens.
With Citibank Suvidha the bank literally comes to your doorstep, at home or at office, day
or night. In your city or while you are travelling.
Maximize Interest
Citibank Suvidha has been created
to maximise the returns on your precious savings. It is the only savings bank account in the country
that automatically pays you fixed deposit rates of interest for balances over Rs.50,000.
Now, all you have to do is deposit your money into the savings account. The bank will take
over from there.
When your savings bank account
exceeds Rs. 50,000, the excess amount is automatically swept into a fixed deposit, earning
you a higher rate of interest.
Citibank Suvidha Rewards
For every Rs. 100 of
shopping on your Citicard, you earn one Reward Point. Everytime you reach 500
Reward Points, we will automatically credit Rs. 500 into your Citibank Suvidha
Account. The points earned by you will reflect in your quarterly accounts statement.
And that's one more reason to shop only on your Citicard!
Note : Points earned
should be redeemed within the same calendar year. Redemptions will be in multiples of 500
Reward Points only.
Utility Bills Payment
Only Citibank Suvidha offers you
four ways to pay your telephone, electricity & water bills: PC Banking, Internet,
24-hour CitiPhone or at any ATM Centre.You need not travel to pay your bills or stand in
queues. Save time. Pay your bills from your home or office. Pay your Utility Payments
through the internet for Rs. 10/- only!
In Bangalore you can pay your
telephone, electricity, water and mobile phone bills while in Mumbai, you can pay your
mobile phone bills. In Delhi you can pay your Delhi Vidyut Board and MTNL Bills.Very soon
, you can pay all other utility bills in Mumbai too.
Standard Charterd Bank- 2-in-1 Account
The best of both . . . Fixed
Deposit and Savings/Current Account
The 2-in-1 account is a special facility that offers you a double advantage. It is the
only account that allows you to earn the high interest rate of a Fixed Deposit and at the
same time enjoy the flexibility of a Savings/Current Account.
How does the 2-in-1 account work
As soon as you open a 2-in-1 account with us, your deposit starts earning the high
interest rate of a fixed deposit. At the same time you also get a free cheque book and a
free ATM card so that you can withdraw money at any time of the day or night. All you need
to do is issue a cheque or use your ATM card and we will break your deposit for the exact
amount you require.
Your balance in the 2-in-1 account will continue to earn
the original high interest rate of a fixed deposit. And on the amount withdrawn you will
lose only 1% of the interest you are eligible for.
Unique features :
- High interest rate of a Fixed Deposit
- Flexibility of withdrawing money whenever you need it,
with your free ATM card or free cheque book.
- Phone Banking for account related information at your
fingertips.
- You can deposit more money in your account to earn a
higher rate of interest by simply filling a subsequent deposit slip.
- Automatic renewal of your deposit.
To open your 2-in-1 account all you have to do is just
call Phone Banking or contact us at any of our branches and we will come over to your home
or office to help you take care of all the formalities.
The 2-in-1 account . . . It's the best of both worlds.
HDFC
Bank- Mobile Banking
HDFC Bank offers you Mobile Banking in association with
Orange in Mumbai and Essar and Airtell in Delhi. A revolutionary new service, it enables
you to access your HDFC Bank account from your cellular phone.
This service works on the SMS message (Text Message) functionality available on the mobile
phone and is supported by our NetBanking infrastructure.
You can conduct the following transactions using your mobile phone:
Each transaction has a specified code. A comprehensive
Help Menu displays these transaction codes for the transactions mentioned above.
All transactions, barring the balance inquiry, are conducted on your operative account,
which is the account you select. The balance inquiry transaction operates on all accounts
linked to your customer id.
Balance Inquiry
Select this option to see the balance in all the accounts linked to the your customer id
on your cell phone.
Last 3 transactions
You can view a summary of the last three transactions you have performed on the selected
account.
Account Statement Request
You can record a request for a statement for the current period to be mailed to you.
Cheque Book Request
You can record a request for a new cheque book. We will mail your new chequebook to the
address specified in your records.
Stop Cheque Request
You can record a request to stop payment on a cheque. This transaction is online and your
request will be processed immediately.
Set operative account
You can use your mobile phone to designate a particular account on which the above
transactions (other than Balance inquiry) will operate.
FD Inquiry
This option enables you to check the balance in all existing Fixed Deposits linked to your
customer ID using your mobile phone.
Cheque Status
This option displays the status of a cheque issued by you.
BillPay
You can use this facility to pay bills and inquire about pending bills of companies that
you have registered under the BillPay facility.
ICICI Bank- bank@campus
ICICI Bank’s student banking services are designed
for students like with benefits like ,
- An average quarterly balance of Rs. 500 needs to be
maintained.
- Free ATM card with a withdrawal limit of Rs. 15,000 a day
or your account balance, whichever is lower.
- Free internet banking
- Free personalised cheque book
- Free transfer of funds into your account from any ICICI
Bank branch through the Anywhere Banking facility, or through Infinity.
- Transfer of funds available for NRIs through Money2India
- Free supplementary ICICI Bank credit card, if your parents
have one
- Payment of hostel and college fees over the net (to be
introduced shortly)
- Educational loans (soon)
- Smart Card - to be introduced shortly in Manipal - A
College ID card cum stored value card, which can be loaded with a desired value and used
for payment of mess,hostel,library fees and Medicare. This card will also be usable at
commercial establishments in and around Manipal, and later all over India. The card will
be specially customised so that it will be unique for every student in Manipal.
The other free services that you can enjoy are Any
Time, Man!
Free ATM Card which allows you to
- Deposit cash
- Deposit cheques
- Request for Cheque book
- Make a Balance enquiry
- Obtain a mini statement
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