Basic Plan  

All risks for Personal Accident are covered under section 9 of Home Insurance.
Risks include death or bodily injury by accidental violent means to the insured persons named in the schedule and subject to limit as specified in the schedule.

Important

-Benefits and Exclusions as per Personal Accident Policy.
-Insured to give details of self, spouse, children etc. to be covered under this section.
-Limits of sum insured, table of benefits and premium rates are same as in the case of individual or family package Personal Accident Policy.

-Actual Medical Expenses (arising out of an accident) up to 10% of the Capital sum insured or 25% of the admissible personal accident. claim whichever is less, at additional premium @ 10% of Premium.
-Actual expenses in respect of carriage of dead body (due to accident) of the insured to the place of his / her residence, subject to a maximum of 2% of the sum insured or Rs. 1000/- whichever is lower.
-Family Package cover @ 10% discount.