Grindlays Fixed Saving Scheme

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  • Initial offer opens: March 22,2001
  • Closing Date:   March 29,2001    
  • Nature of Scheme: Close Ended
  • AMC: Standard Chartered
  • Load: Nil
  • Continuous Offer opens:     -
  • Sponsor:ANZ Banking Group Limited
  • Trustee: ANZ Trustee Company Private Limited
  • Minimum subscription:Rs.5,000 and in multiples of Rs.1,000.
..

Objective of the present fund: The objective is to seek to achieve growth of capital by investing in a portfolio of fixed income securities normally maturing in the line with the time profile of the respective Series\Plans.

  Highlights

  • Grindlays Fixed Saving Scheme is a closed-end Income scheme and will invest in good quality fixed income and money market securities.
  • The scheme is a No Load Scheme.The Initial Issue expenses of the Scheme are being borne by Standard Chatered Asset Management  Company Private Limited.
  • The scheme comprises of five Series.It is proposed to launch a Series every quater commencing from Quater end March 2001 upto March 2002.Each Series have one or more Plan(s) of maturities ranging from slightly over a year to less than two years.Investors will therefore be eligible to claim long term capital gains tax benefits and Plan(s) which cover two financial years, also avail double indexation benefits.Each Series/Plans(s)  will offer two options-Growth and Dividend.
  • Each Series/Plan(s) will provide for liquidity on a quaterly basis and will announce NAV on a weekly basis.

 

  Strategy of investment

The corpus of the Scheme will be invested in high quality debt and money market instuments including securities issued\guaranteed by Central/State Govts.,Corpoprate debt of both public and private sector, certificate of deposit,commercial paper,treasury bills,interbank call and term money ,securitized debt and other permitted debt instruments.

Some of the Schemes launched by ANZ Grindlays Mutual Fund
Grindlays Super Saver Income Fund (Growth)
Grindlays Super Saver Income Fund (Dividend)
Grindlays Super Saver Income Fund (Half yearly)
Grindlays Super Saver Income Fund (Dividend-Annualy)

 

Performance overview of  ANZ Grindlays Mutual Fund

Name of the Fund

NAV as on 20.03.2001

(Rs.)

NAV as on
5.2.2001

(Rs.)

NAV as on 1.2.2001

(Rs.)

NAV as on 29.1.2001

(Rs.)

NAV as on 25.1.2001

(Rs.)

Grindlays Super Saver Income Fund (Growth) 10.91 10.68 10.67 10.66 10.66
Grindlays Super Saver Income Fund (Dividend) 10.28 10.37 10.36 10.35 10.35
Grindlays Super Saver Income Fund (Dividend-Half yearly) 10.91 10.68 10.67 10.66 -
Grindlays Super Saver Income Fund (Dividend-Annualy) 10.92 10.68 10.67 10.66 -

  Comparative Analysis of similar other funds

.
Name of the Fund NAV as on 01.03.2001

(Rs.)

NAV as on 01.02.2001

(Rs.)

NAV as on
01.01.200
1

(Rs.)

NAV as on
01.12.2000

(Rs.)

NAV as on
30.11.2000

(Rs.)

Kothari Pioneer 10.52 10.47 10.34 10.38 10.39
Chola H1 99 - 10.37 10.5 10.36 10.23
PNB RIPS 94 8.96 9.18 8.7 8.7 8.01
.

  Risk Perception

The debt funds have witnessed good returns since the rate cuts from January 2001.Cut in the interest rates have improved the returns from debt schemes and hence their mobilizations have also increased.Any further change in the interest rates could have an impact on the returns of the scheme. As Grindlays Fixed Saving Scheme would invest its whole corpus in the debt instruments,one can expect good returns in the long run.

 

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