IDBI-PRINCIPAL CASH MANAGEMENT FUND

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  • Initial offer opens: October 3,2000
  • Closing Date:          October 21, 2000
  • Nature of Scheme: Open Ended
  • AMC: IDBI-PRINCIPAL Asset Management Company Limited
  • Load: No entry and exit loads.
  • Continuous Offer opens: December 1, 2000
  • Sponsor: IDBI and Principal Financial Services Inc.
  • Trustee: IDBI
  • Minimum subscription:Rs.10,00,000 in Money At Call Option and Rs.10,000 in Liquid Option. NRIs can apply on repatriable basis.
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Objective of the present fund: To provide investors with a high level of income from short term investments in money market instruments.
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  Highlights

  • IDBI is a leading financial institution in India and one of the largest banks in the world.
  • Principal Financial group is a leading financial services company in the world.
  • This scheme has Money At Call and Liquid Options.
  • This scheme offers dividend option and Growth option.
  • Unit holders have switching facility from one scheme to other.
  • Tax Free dividend in the hands of investors
  Strategy of investment
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100% investible funds in Call/Term money/ Repos/Reverse Repos and other Liquid Money market instruments.  
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Some of the Schemes launched by IDBI
IDBI Principal Equity Fund(Gr)
IDBI Principal Money Market Fund
IDBI Principal Deposit Fund Bond Plan(Gr)

Performance overview of the IDBI

Name of the Fund NAV as on 29.09.2000 NAV as on 31.08.2000 NAV as on 31.07.2000
IDBI Principal Equity Fund(Gr) 10.55 11.89 10.52
IDBI Principal Money Market Fund 10.97 10.96 10.93
IDBI Principal Deposit Fund Bond Plan(Gr) 10.19 10.10 NA

 

  Comparative Analysis of similar other funds

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Name of the Fund NAV as on 29.09.2000

NAV as on
31.08.2000

NAV as on
31.07.2000

NAV as on
30.06.2000

NAV as on
31.05.2000

NAV as on
28.04.2000

Alliance Cash Manager

1233.43

1223.82

1211.44 1203.22 1193.22 1184.77
Birla Cash Plus

13.51

13.41

13.3 13.19 13.10 13
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The above table shows that there is a positive trend in the NAVs. 
  Risk Perception
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IDBI is launching this fund for the first time. Also there are very few AMCs which have launched this scheme and are showing good returns. Since the investment would be in call rates and government securities, the returns would be in positive trend but a slow pace. However, the risk is minimised with this type of investment portfolio. Hence the risk averse people can prefer it.

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