Facilities to Returning Indians w.r.t. Overseas Assets

  1. Are Returning Indians permitted to retain their assets abroad even after return to India?
  1. Are they required to obtain any permission from Reserve Bank for holding these assets?
  1. Do they enjoy any freedom in regard to utilization of these overseas assets?
  1. Can they bring back the overseas assets to India and hold them with separate identity?

 

Ans.I

Effective 17th July,1992, the Central Government has granted exemption from the surrender requirement to persons who return to India after a continuous stay abroad of one year and above in respect of funds/assets acquired by them abroad otherwise than in contravention of FERA 1973 or out of foreign exchange earned through employment, business or vocation outside India taken up or commenced while they were resident outside India. persons satisfying the conditions of general exemption can retain their foreign currency accounts within bank abroad and/or hold,transfer or dispose of their other foreign currency assets such as shares,securities or investments in business, etc. and immovable properties.


Ans.II

No.

Ans.III

Yes. They would enjoy complete freedom for utilization of these assets as well as income earned or sale proceeds received subsequently.

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Ans.IV

Yes. They can repatriate these assets to India and hold them separately in India with authorised dealers under the Resident Foreign Currency Accounts Scheme.

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