Month: December 2015 Articles

December Sets The Tone For New Economy December seems to be an action-packed month with the winter session of parliament lined up on GST and Land bill while the Fed meeting is lined up on the international front. Whichever way these events unfold, it will have a direct impact on the markets in the fast approaching new year Step back to mid-2013 when the Indian economy was fragile and the Fed threatened to taper Quantitative Easing (QE), India went through a pretty rough time—currency went down 20%, equities went down…

FATCA will soon become Mandatory We all come across issues and ideas related to the world of finance that sound Greek and Latin. Worry not. We are here to guide you through the maze FATCA will soon become Mandatory FATCA has been the talk of the country for the past couple of months. Most of the Indian investors would have heard this term but not sure about the regulations surrounding it. If you are among them, here’s the lowdown on FATCA. What is FATCA? India and the US have signed…

Alert: Economy on a MODIfication Mode Whatever be the criticism of the current government, it has not so far deviated from its agenda on long term development. No doubt it has stumbled in its inability to take along the opposition and hasn’t cut much ice in areas like APMC and labour reforms. However, Modi’s government has shown urgency in pushing hard on all other fronts Developments post Bihar election was the best that could have happened for the country. No, this is not about the election results or tolerance; this…

Investment Lessons from the Game of Football Like in this game of double and dribble, staying on the defensive, going for an all-out attack and staying realistically optimistic holds good when you are playing with your money as well The game of investing is a lot like football. You have to tackle your problems, block your fears and score your points when you get the opportunity. Tactical analysis and planning have become essential in football as well as investments. Managers and investors in both these fields need to be on…

Six Financial Security Steps For Single Working Moms The shift from double income to single impacts everything from your savings to the standard of living Being a single parent, the entire responsibility of taking care of your family and keeping them financially secure rests on your shoulders. This can be challenging if you are a single working mother. The cushion of falling back on your partner’s income does not exist anymore. The shift from double income to single impacts everything from your savings to the standard of living. The situation…

Higher LTV Ratio Means Affordable Homes? The central bank has increased the LTV for housing loans to 90% for borrowers whose property value is not more than Rs 30 lakh If falling interest rates and bank festive home loan schemes were not good enough reasons for you to take a home loan, the Reserve Bank of India has made an announcement recently that could make borrowers ecstatic. As per the new announcement, the central bank has increased the Loan-To-Value ratio (LTV) for housing loans to 90% for borrowers whose property…