Depository Participant Services


Don’t put all your eggs in one basket. Diversify your investments in a wide range of financial products and ensure safety and growth of your portfolio.

What are Financial Products?

Securities and investments created to provide buyers and sellers with short term or long term financial gains are known as financial products. These allow liquidity to circulate in an economy and risk to be spread. Many of the financial products are in the form of contracts that you can negotiate on financial markets. The contracts stipulate cash movement at present and in future, depending on conditions stated.

Financial products can help us grow the amount of money we have to meet various financial goals, such as retirement, children’s education, marriage and so on.

Before you invest in any financial product, you should learn about any potential risks, limitations, costs as well as other characteristics of the products.


The number of financial products and services in India has increased multifold. It requires a lot of patience and skill to pick up the best suited option from this huge list of financial products available with us. Here are some of them:

Mutual Funds

A mutual fund is a professionally managed type of collective investment scheme that pools money from many investors and invests it in stocks, bonds, short-term money market instruments, and/or other securities. By investing in Mutual Funds, one can have benefit of diversification. Since they are managed by professionals, one need not track the markets regularly. It is regulated by SEBI, so the investor interests are also protected. It also offers flexibility of choosing the products from various categories like Equity, Gold, Debt and Money Markets. Most schemes being open ended, they also offer liquidity. One can invest in Mutual Funds either in Lump-sum (at one go) or through Systematic Manner (SIP).


National Pension System (NPS) is a voluntary, defined contribution retirement savings scheme designed to enable the subscribers to make optimum decisions regarding their future through systematic savings during their working life. NPS seeks to inculcate the habit of saving for retirement amongst the citizens.

Corporate Fixed Deposits

There are various companies which offer Fixed Deposits and the rates on offer are generally higher than the rates offered by Banks. These instruments can be considered based on their rating, interest rates and the cash flows. The corporate fixed deposits are available for various tenures with Interest being paid Monthly, Quarterly, Half Yearly, Annually or at Maturity. Investors looking at regular cash flows and interested in fixed rate of interest can invest in these deposits.

Capital Gain Bonds

Capital gain bonds are another type of bonds available, where any person can avail exemption in respect of long-term capital gains (arising from the sale of long term capital asset other than equity shares and securities) if the capital gain is invested in Capital Gain bonds u/s 54EC. The exemption will be the amount of capital gain or the amount of investment made, whichever is less. Interest rate offered on these bonds is around 6% per annum.

How we manage your Financial Products

The paradigm shift from pure selling to knowledge-based selling drives the business today. With our wide portfolio of financial product offerings, we occupy all segments in the retail financial services industry. A highly qualified and dedicated team of professionals, drawn from the best of academic and professional backgrounds, are committed to maintaining high levels of client service delivery. This has propelled us to become one of the top distribution houses for equity and debt issues, with an estimated market share of 15% in terms of financial product applications and amount mobilized.

To further tap the immense growth potential in the capital markets, we enhanced the scope of our retail arm, now providing advisory services to the mass affluent. Here, we understand customer needs and lifestyle in the context of current earnings and provide adequate advisory services that will facilitate wealth creation in the long run. Both market-savvy and the less knowledgeable investors find this service quite satisfactory. The edge that we have over our competitors is the sheer depth of our portfolio of offerings and our professional expertise. The investment product planning for each customer is done with an unbiased attitude so that the service is truly customized. Read More