Home Loan Tax Benefits

Acquiring a home loan can assist you to save tax as per the provisions of the Income Tax Act 1961. With every passing year, the home loan tax benefit increases to provide the borrower with a relief. A home loan...more
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Different Types of Investments in India

Investing is not about getting rich quickly, but rather a way to continually grow the wealth you already have. With several types of investment schemes available, you don’t have to have a lot of wealth to beg...more
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Advantages & Disadvantages of GST in India

One of the most significant indirect tax transformations of the country was the Goods and Services Tax – GST. Even though it helps boost the economy, there are various advantages and disadvantages of GST. Let...more
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SIP Meaning and Benefits of SIP

With the rise in income of middle class, growing financial literacy and ease of investing, the general population is taking an active interest in mutual funds. Most of the salaried employees and even businessme...more
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What is ULIP and Benefits of ULIP

What is ULIP? A Unit Linked Insurance Plan (ULIP) is a financial product, which, unlike a pure insurance policy, provides both insurance and investment in a single plan. ULIPs are offered by insurance companies...more
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Know How to do KYC for Mutual Funds

The recent years have seen a phenomenal rise in mutual fund (MF) investments in India, with the Assets Under Management (AUM) crossing Rs. 23 trillion by February 2019, with more than three-fourths of it coming...more
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What is ELSS and what does it do?

ELSS refers to Equity Linked Savings Scheme, a close-ended investment instruments with a lock-in period of 3 years. It is essentially a mutual fund instrument that is based on the performance in the equity mark...more
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Income Tax Slabs and Rates for 2018-2019

  Decoding Income Tax Slabs Rahul recently got a great promotion with a sizeable raise. In his 4 years of being on the job, he didn’t have to worry about taxable income. He would diligently submit his invest...more
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ELSS vs FD – Difference between ELSS and FD

ELSS vs FD - Difference between ELSS and FD ELSS FD Type of mutual fund where money goes into equity market Type of deposit where a specific amount is put into an account for a fixed tenure Varied returns Guara...more
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Best Tax Saving Investment Options

Tax saving investments are crucial to one’s financial planning, because they not only help an investor to save tax but also meet different financial goals. The Income Tax 1961 offers several tax savings inves...more
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How to become a financially independent woman

Traditionally finances have been considered a man’s domain. Though women have managed family finances and also been responsible for savings, they have depended on a male figure father, husband or brother to t...more
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What is Fintech

Fintech is a term all of us hear a lot nowadays. What is Fintech, you may ask. Fintech stands for Financial Technology. Fintech thus refers to technologies used in the financial services sector by financial ins...more
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Mutual Fund Redemption Process

Mutual fund redemption refers to selling your mutual fund units. The process of mutual fund redemption is quick and simple, making mutual funds a very liquid investment. This is another reason why mutual fund i...more
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Election 2019’s Effect on Stock Markets

With the date of 17th Lok Sabha being announced, there is one question that is on every investor’s mind – what will be the election effect on the stock market? Election and stock market is related because e...more
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MREITs – Guide to Mortgage REITs

Real estate investment trusts, or REITs, made the news recently when the first one in India came out with an IPO. REITs are like mutual funds for real estate, and enable investors to make investments in the sec...more
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How to Invest in REIT in India

Real estate investment trusts or REITs are like mutual funds for the real estate sector. They collect funds from investors and put the money into real estate. The returns they earn from rental income and sale o...more
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How do REITs work?

In March 2019, the first real estate investment trust, or REIT, came out with an initial public offer (IPO) for Indian investors. This paves the way for Indians to invest in the real estate sector without actua...more
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5 Different Types of REITs

Real estate investment trusts or REITs will make participation in the real estate market much easier for investors in India. REITs are like mutual funds that invest in the real estate sector. They offer many mo...more
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How is CIBIL score calculated?

Owning a house in Mumbai is a dream come true for many. Seema is on her way to realize her dream – she is planning to buy a house. She has decided to avail of a home loan to help her make her dream into a rea...more
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How to save income tax

Beware the ides of March,” the soothsayer warned Julius Caesar before his gory assassination. This was what Viral Patel was thinking about when the month approached. Well, nothing so gory could have happened ...more
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HOW DO MUTUAL FUNDS WORK IN INDIA

How mutual funds work to make profits for you? Mutual funds today are one of the most successful and popular investment vehicles to grow your money. However, only a few are truly aware about how a mutual fund m...more
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WHAT IS FORM 26AS AND ITS COMPONENTS

It is income tax filing season and Kunal needs to know what his income tax contribution, for the year, is. His friend suggests downloading Form 26AS from the Indian Income Tax website. Kunal is confused about h...more
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WHAT IS FORM 16 FOR INCOME TAX

Sia was excited, it had been 6 months into her first job and she finally had a chance to make her own investments. She also knew that she had to keep her salary slips ready for filing her income tax return. One...more
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WAYS TO SAVE TAX IF YOU ARE SELF-EMPLOYED

Manmeet Bajwa worked at a firm that demanded more hours than she was willing to devote. Tired of the monotony of her corporate life, Manmeet decided to be her own boss. Having saved enough money, and armed with...more
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Know What Is TDS and When TDS Is Deducted

Kunal Mandke is a professional working with MDK Corp. The company has agreed to pay him ₹50,000/- in exchange for his services. MDK Corp deducts a tax of ₹5,000/- from his salary and Kunal receives a net pa...more
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WHAT IS NPS – KNOW ABOUT NPS TAX BENEFITS

One of the most important life goals everyone has is the creation of wealth. This is only possible when one is young and employed. Post retirement, one has to typically live on the savings put away during the y...more
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HOW TO SAVE TAX WITH HEALTH INSURANCE

The importance of buying health insurance cannot be understated. Your health insurance bails you out during medical emergencies. With a small annual premium, you end up saving lakhs of rupees that you would oth...more
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TAX BENEFITS FROM MUTUAL FUND INVESTMENTS

Apeksha was looking at investing in the stock market to grow a corpus for retirement. As tax season was approaching, she was looking at investing in a tax saving instrument as well. However, since most of her f...more
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Best Tax Saving Investments in India

Smita is an employee at a bank. She was looking into different avenues to save tax as the financial year came to a close. She meticulously analyzed the different tax saving instruments and found out some instru...more
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How to save Income tax on Salary in India

How to save Income tax on Salary in India As tax season approaches, Kartik was looking at his tax burden and figuring out ways to save tax. He had exhausted the limit under Section 80C (investment in tax s...more
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Long Term Capital Gain Tax on Shares

Abhay is a married man looking to build a corpus for his life goals, mainly his retirement and his children’s education. He wants to invest in the stock market, mainly because it gives excellent returns over ...more
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TAX BENEFITS OF HEALTH INSURANCE POLICY

Aarti was looking at different ways to save tax as tax season approached. At a seminar that her company conducted, she learned that she could get a tax benefit for investing in a health insurance policy for her...more
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Save tax and generate tax free income

Smita is an employee at a bank. She was looking into different avenues to save tax as the financial year came to a close. She meticulously analyzed the different tax saving instruments and found out some instru...more
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TAX ON STOCK MARKET GAINS

Abhay is a married man looking to build a corpus for his life goals, mainly his retirement and his children’s education. He wants to invest in the stock market, mainly because it gives excellent returns over ...more
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Tax benefits from Health Insurance

Aarti was looking at different ways to save tax as tax season approached. At a seminar that her company conducted, she learned that she could get a tax benefit for investing in a health insurance policy for her...more
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HOW TO SAVE TAX ON YOUR CHILD’S EDUCATION

Chetan has a two-year-old daughter and it’s his dream to provide her high-quality education right from preschool till post-graduation. Both he and his wife work and are actively looking ways to ensure that th...more
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ELSS vs SIP

Vidhi was looking to make some investments in the stock market to diversify her portfolio and also save tax. Since she had no experience in picking the right stocks, she considered mutual funds, and had heard t...more
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How to Save Capital Gain Tax in India

Rajiv sold off a significant portion of his equity shares to fund his son’s wedding. As tax returns season approaches, Rajiv is looking out for ways to reduce his long-term capital gains tax liability. He did...more
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HOW TO SAVE FROM EQUITY GAINS

How to save from equity gains Rajiv sold off a significant portion of his equity shares to fund his son’s wedding. As tax returns season approaches, Rajiv is looking out for ways to reduce his long-term capit...more
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A BUDGET FOR ELECTIONS

A BUDGET FOR ELECTIONS It is the time of the year when expectations are building that the routine vote on account may turn out to be as eventful as a regular budget. The Narendra Modi led NDA government is like...more
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FII vs DII – Can DIIs replace FIIs in India

Economies like India, which offer relatively higher growth than the developed economies, have gained popularity as attractive investment destinations for foreign institutional investors (FIIs). Investors are op...more
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CAN DIIS REPLACE FIIS IN INDIA?

Economies like India, which offer relatively higher growth than the developed economies, have gained popularity as attractive investment destinations for foreign institutional investors (FIIs). Investors are op...more
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HOW TO IDENTIFY THE BEST SIP MUTUAL FUNDS?

Mutual funds have fast become an investment choice for many owing to the convenience and range of choices – in asset classes, tenure, minimum investment, etc. And systematic investment plan (SIP) is one of th...more
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What is Investment Banking & How it works

Investment banking is a specialized division of banking operations and its working is very different from regular banks. While regular banks take deposits from consumers and offer services like loans, etc., inv...more
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HOW TO SAVE MONEY FOR YOUR GOALS

What is life without a few aspirations? Each one of us havedreams we wish to fulfil in our lifetime. Whether it is going on that first international vacation, purchasing that dream car or building the perfect a...more
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save money

save money What is life without a few aspirations? Each one of us havedreams we wish to fulfil in our lifetime. Whether it is going on that first international vacation, purchasing that dream car or building th...more
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How does it benefit business?

What is data analytics? How does it benefit business? Data collection has become a norm in every business today. Businesses have structures set up that helps them gauge customer behaviour and product consumptio...more
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AMFI CALMS INVESTOR NERVES ON FATCA

For those of you worried by reports that your mutual fund accounts would be shut pending FATCA compliance, take a breather. The Association of Mutual Funds in India (AMFI) has categorically clarified that it ha...more
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PROFIT FROM GOLD WITH GOLD BONDS

The first series of bonds under the Sovereign Gold Bond Scheme is now open for subscription. The scheme was launched by the Government of India and offers investors the same benefits as holding physical gold. I...more
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CHENNAI FLOODS – THE LESSONS WE CAN LEARN

A look at the lessons the Chennai floods have taught us and what you can do to have your own safety ring in future CHENNAI FLOODS - THE LESSONS WE CAN LEARN It’s not every day that a random post by Ramesh Kar...more
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MAKE IN INDIA – A MYTH OR REALITY

MAKE IN INDIA - A MYTH OR REALITY Make in India will be a success only if factories can provide employment and if the government can provide facilities such as education and other support services for rural fol...more
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