Different Types of Investments in India

Investing is not about getting rich quickly, but rather a way to continually grow the wealth you already have. With several types of investment schemes available, you don’t have to have a lot of wealth to beg...more
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What is ULIP and Benefits of ULIP

What is ULIP? A Unit Linked Insurance Plan (ULIP) is a financial product, which, unlike a pure insurance policy, provides both insurance and investment in a single plan. ULIPs are offered by insurance companies...more
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How to become a financially independent woman

Traditionally finances have been considered a man’s domain. Though women have managed family finances and also been responsible for savings, they have depended on a male figure father, husband or brother to t...more
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Tax benefits from Health Insurance

Aarti was looking at different ways to save tax as tax season approached. At a seminar that her company conducted, she learned that she could get a tax benefit for investing in a health insurance policy for her...more
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A BUDGET FOR ELECTIONS

A BUDGET FOR ELECTIONS It is the time of the year when expectations are building that the routine vote on account may turn out to be as eventful as a regular budget. The Narendra Modi led NDA government is like...more
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FII vs DII – Can DIIs replace FIIs in India

Economies like India, which offer relatively higher growth than the developed economies, have gained popularity as attractive investment destinations for foreign institutional investors (FIIs). Investors are op...more
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CAN DIIS REPLACE FIIS IN INDIA?

Economies like India, which offer relatively higher growth than the developed economies, have gained popularity as attractive investment destinations for foreign institutional investors (FIIs). Investors are op...more
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HOW TO SAVE MONEY FOR YOUR GOALS

What is life without a few aspirations? Each one of us havedreams we wish to fulfil in our lifetime. Whether it is going on that first international vacation, purchasing that dream car or building the perfect a...more
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save money

save money What is life without a few aspirations? Each one of us havedreams we wish to fulfil in our lifetime. Whether it is going on that first international vacation, purchasing that dream car or building th...more
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AMFI CALMS INVESTOR NERVES ON FATCA

For those of you worried by reports that your mutual fund accounts would be shut pending FATCA compliance, take a breather. The Association of Mutual Funds in India (AMFI) has categorically clarified that it ha...more
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PROFIT FROM GOLD WITH GOLD BONDS

The first series of bonds under the Sovereign Gold Bond Scheme is now open for subscription. The scheme was launched by the Government of India and offers investors the same benefits as holding physical gold. I...more
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CHENNAI FLOODS – THE LESSONS WE CAN LEARN

A look at the lessons the Chennai floods have taught us and what you can do to have your own safety ring in future CHENNAI FLOODS - THE LESSONS WE CAN LEARN It’s not every day that a random post by Ramesh Kar...more
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MAKE IN INDIA – A MYTH OR REALITY

MAKE IN INDIA - A MYTH OR REALITY Make in India will be a success only if factories can provide employment and if the government can provide facilities such as education and other support services for rural fol...more
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DECEMBER SETS THE TONE FOR NEW ECONOMY

December Sets The Tone For New Economy December seems to be an action-packed month with the winter session of parliament lined up on GST and Land bill while the Fed meeting is lined up on the international fron...more
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FATCA will soon become Mandatory

FATCA will soon become Mandatory We all come across issues and ideas related to the world of finance that sound Greek and Latin. Worry not. We are here to guide you through the maze FATCA will soon become Manda...more
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ALERT: ECONOMY ON A MODIFICATION MODE

Alert: Economy on a MODIfication Mode Whatever be the criticism of the current government, it has not so far deviated from its agenda on long term development. No doubt it has stumbled in its inability to take ...more
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INVESTMENT LESSONS FROM THE GAME OF FOOTBALL

Investment Lessons from the Game of Football Like in this game of double and dribble, staying on the defensive, going for an all-out attack and staying realistically optimistic holds good when you are playing w...more
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HIGHER LTV RATIO MEANS AFFORDABLE HOMES?

Higher LTV Ratio Means Affordable Homes? The central bank has increased the LTV for housing loans to 90% for borrowers whose property value is not more than Rs 30 lakh If falling interest rates and bank festive...more
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Nurturing Sustainable Growth

Today, India stands at the cusp of a major change – a transformation that could lead to unprecedented economic growth paired with radical improvements in the country’s socio-political environment. Over the ...more
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Make Investors ‘PICTURE’ It

The architects of 'financial communication' have to be more imaginative if they wish to touch people’s hearts and earn their embrace By Dharmendra Satapathy When investors hear our language they are dumbfound...more
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Mobile Money

First it was cash, then plastic money and now it’s the era of digital money. India has seen a stupendous increase in the number of e-Wallet apps and websites. Post Reserve Bank of India (RBI) chief’s announ...more
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Unleashing Enterprise

Angad Daryani, a 15 year-old from Mumbai, made headlines recently for building India’s first 3D printer. The young entrepreneur believes he can price it around Rs 20,000 ($335) which is a fraction of imported...more
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Money Chat

A monthly series in The Finapolis where we talk to a diverse set of families to understand their attitude towards fi nancial planning. Our in-house fi nancial advisor offers his suggestions for a more robust ...more
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Home Truths

There’s many a slip between applying for a home loan and getting the first loan disbursement from a bank. Here’s a primer on the intricacies of a home loan and how to bag the right loan deal If buying a hom...more
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Is Online Insurance Safe?

Ananya is the antithesis of the modern online shopper: she refuses to buy anything online. Her reasons range from distrust of the seller or product to worries about the product never being delivered. Naturally,...more
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Not An Open and Shut Case

Navigating through open-ended or close-ended funds could be easier if you evaluate them on various parameters and judge their individual pros and cons Investment advisor are often asked if they would recommend ...more
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Happy Endings

Call it by whatever adjective — a golden walking stick or simply a financial product — reverse mortgage has its own worthiness for every senior citizen above 60 who doesn’t have much retirement corpus. Fo...more
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Investment Ideas From IPL

As in cricket, so in investing, it’s all about finding the delicate balance between playing out the tough overs to launch an all out attack when the wicket flattens out By Dharmendra Satapathy Using systemati...more
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Social CEOs

Business leaders the world over have been quite diffident in embracing, and leveraging the power of social media. Even the CEOs who have Facebook and Twitter accounts use it to put out anodyne statements. But n...more
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QUICK OFF THE BLOCKS

Financial planning is all about getting rich! Right? Wrong. Many people harbor this misconception when they think of financial planning. When my 23-year-old cousin, who’d just completed MBA, got a job in one ...more
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Why Home Insurance Matters

In the wake of recent earthquake, discussions about home insurance have taken a sudden centre stage. There has been a much required awareness on the catastrophic consequences of not having a home insurance poli...more
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Beyond Returns

"Only 12%? That’s kind of low, isn’t it?” said the distinguished looking person to whom I had been explaining the arbitrage returns from the Indian markets. We were at a social gathering, and I did not re...more
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Educate And Empower

India has always been a land of ideas— be it in the field of inner sciences such as yoga or outer sciences such as physics, chemistry, medicine, shipping and metallurgy. Indian researchers have made significa...more
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The Power of EXTRAA!

Riders give you additional protection at a much lower cost without having to go for buying separate insurance plans and paying separate premium for each of them - By Sunil Kumar Singh They say, life is full of ...more
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Tips to Invest Effectively

As important as it is to earn money, it is also important to ensure your money works for you. Money should be available and be able to meet your needs. To ensure such a thing, it is necessary to manage money ef...more
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FED Rate: To Hike Or Not To Hike?

Federal Reserve in its meeting on 17th September stunned the Financial Markets by not increasing its Target rates by 25 basis points as was widely expected. Initial reaction was surprisingly a selloff in stock ...more
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Shopping Paradise

With rise in disposable income and increasingly brand conscious consumers who define shopping as an ‘experience’, there is a visible tectonic shift in the retail format from the mom&pop kirana stor...more
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HOUSING: BUYING VS INVESTING

Housing: Buying Vs Investing With the Indian economy showing signs of revival with a pro-active government at the centre, the economy is poised for growth again. Expectations are riding high, stock market ...more
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The Golden Bird, Once More

The year 2014 has been widely viewed as a landmark year for India. This is so, even as economies across the globe have been grappling with political as well as economic turmoil and uncertainty. There is much ho...more
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Claiming Your Health Insurance

Today, health insurance does not only cover hospitalisation benefit but also provides for certain procedures that are completed within a day. Such procedures are called Day Care Procedu...more
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