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Mutual Fund Redemption Process
Mutual fund redemption refers to selling your mutual fund units. The process of mutual fund redemption is quick and simple, making mutual funds a very liquid investment. This is another reason why mutual fund investments are lucrative. You can redeem mutual fund when you are not happy with the performance of a fund or when you need some money. In this article we will take a look at how to redeem mutual funds. The mutual fund redemption process can be online or offline. How to redeem mutual fund will depend on where you have purchased it from. Directly from the...more
Election 2019’s Effect on Stock Markets
With the date of 17th Lok Sabha being announced, there is one question that is on every investor’s mind – what will be the election effect on the stock market? Election and stock market is related because elections decide which government will be in power over the next 5 years. To understand the election effect on the stock market we need to understand that in general the markets and the investors like stability and react positively to it. Historically it has been seen that election effect on the stock market has been strong, but short term. Stock markets are generally...more
Private REITs – What is a Private Real Estate Investment Trust
Private real estate investment trust is one of the many different types of REIT. A REIT is a type of mutual fund for real estate investment where investors pool their money to invest in property and get dividends in return. REITs come up with an initial public offer (IPO) that is open to investors after which they are listed on an exchange, where they are freely bought and sold. So what is private REIT? A private REIT is one that is not traded on any exchange, and is generally open only to institutional investors. Private REIT investment is not an...more
REIT – What is Real Estate Investment Trust & Benefits of REITs
Traditionally, Indians have always loved acquiring property. Most people equate investment with property, or gold. There’s always something reassuring about having an asset that is tangible and can be seen and touched, rather than some notation in a book or a computer entry. There is a huge unmet demand for property in India, so a savvy investor will be able to reap rich rewards. However, the problem with investing in real estate is that you need large sums of capital. And besides, it’s not particularly liquid. If you need cash urgently, it’s hard to sell off property quickly, and for...more
MREITs – Guide to Mortgage REITs
Real estate investment trusts, or REITs, made the news recently when the first one in India came out with an IPO. REITs are like mutual funds for real estate, and enable investors to make investments in the sector, without having to put in large sums. This, along with fact that they are listed on stock exchanges and hence liquid, make REITs an attractive proposition. There are many types of REITs, including equity REITS which are the most common, and mortgage REITs, a.k.a. mREITs. So what are mortgage REITs? These are REITs that loan money for mortgages to property owners or...more
How to Invest in REIT in India
Real estate investment trusts or REITs are like mutual funds for the real estate sector. They collect funds from investors and put the money into real estate. The returns they earn from rental income and sale of property is distributed as dividends to investors. So retail investors can now invest in real estate without spending large sums of money. Plus REITs are listed on the exchange and can be freely bought and sold, so liquidity is pretty high too. REIT investing is still in its infancy in India since the first REIT came into being only in March 2019. But...more
How do REITs work?
In March 2019, the first real estate investment trust, or REIT, came out with an initial public offer (IPO) for Indian investors. This paves the way for Indians to invest in the real estate sector without actually having to buy expensive real estate. So what are REITs and how do they work? Well, REITs are not all that different from mutual funds, except that instead of investing in equity or debt, they invest in real estate. REITs either purchase property or are involved in property development. They make money in two ways: capital appreciation and rental income, which is then...more
5 Different Types of REITs
Real estate investment trusts or REITs will make participation in the real estate market much easier for investors in India. REITs are like mutual funds that invest in the real estate sector. They offer many more benefits for investors because of the lower investment needed and the higher liquidity since they are listed on an exchange. Did you know that there are different types of REITs? However, you must note that the first REIT came into existence in India only in March 2019. This is an equity REIT and can invest only in commercial properties as per regulations issued by...more
Everything you need to know about a CIBIL score
TransUnion Credit Information Bureau (India) Limited known as CIBIL is the first credit information company in India. The primary function of CIBIL is to collect and maintain monthly credit information reports (CIR) from banks and financial institutions. These reports contain information regarding an individual’s payment track record. On the basis of the information contained in the CIR, CIBIL generates a three-digit score called a Credit Score, popularly known as CIBIL Score. In other words, the CIBIL Score is a summary of the credit history of an individual. This score indicates the probability of default by an individual borrower on the...more
What is a CIBIL score and how can you check it online?
Tina is planning to get married next year. Since her father has retired from services, Tina wants to bear the cost of the wedding. She has been saving up for the wedding. But she feels that taking a personal loan can also boost her liquidity. As she was checking out the various personal loan offerings, she saw that a CIBIL Score is very important for a loan application to be processed. So let us see what is a CIBIL score and how can you check CIBIL Score online for free. What is CIBIL Score? Tina learned that TransUnion Credit Information...more